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Fast Track Super Plan

Axis Max Life Fast Track Super

In Unit Linked Plans, the investment risk in the investment portfolio is borne by the policyholder. Life is full of uncertainties, and finances are not an exception. Keeping money in a savings account seems to be the simplest and safest option, but this approach can restrain us from getting a good return. Axis Max Life Fast Track Super Plan (A unit Linked, non-participating ind

Disclaimer

: In Unit Linked Policies, the investment Risk in the investment portfolio is borne by the policyholder.

Written by

Abhishek Chakravarti

BFSI Writer

Abhishek is a financial writer with over 6 years of experience in the BFSI sector. Prior to his current stint with Axis Max Life Insurance, he has worked with leading fintech startups. He specializes in writing about taxation and various investment products like ULIPs, retirement plans, guaranteed investment plans, mutual funds etc.

Reviewed by

Sahil Rawal

BFSI Expert

Sahil Rawal is a digital & brand management specialist with over 10 years of experience in Financial Services Industry. Life insurance professional with expertise in digital marketing strategy, website content marketing and brand communication designed to increase brand awareness, drive engagement & sales.

3 Reasons Why You should Buy Axis Max Life Fast Track Super Plan

Achieve long-term goals while securing your future through a single plan
Enjoy market-linked returns by investing in any of the 16 fund options
Get additional loyalty rewards for staying invested

Fund Options and Performance

High Growth Fund
(SFIN: ULIF01311/02/08LIFEHIGHGR104)
Investment Group: Equity
Risk Profile | Very High
Fund 5 year Returns
27.12%
Benchmark 5 year Returns
24.40%
*(Nifty MidCap Free Float 100%)

Nature of Fund

An open-ended equity multi-cap fund focussing on midcaps.

Investment Strategy

This multi-cap fund focuses on mid-cap equities; meaning it invests in companies with long-term high growth potential in terms of capital value assets. At least 70% of the Fund corpus is invested in equities, with the rest invested in government securities, corporate bonds and money market instruments. Hence, the risk involved is relatively higher.
Secure Plus Fund
(SFIN: ULIF01628/04/09LIFESECPLS104
Investment Group: Debt
Risk Profile | Low
Fund 5 year Returns
7.02%
Benchmark 5 year Returns
6.82%
*(CRISIL Bond Index 100%)

Nature of Fund

An open-ended debt fund allowing investments for preferred duration, with the preference for government securities.

Investment Strategy

Through Systematic Transfer Plan (STP), Lifecycle Based Portfolio and Trigger Based Portfolio strategies, this Fund is designed to help investors protect their investment with a higher proportion of sovereign papers by the Government of India’s implicit guarantee for repayment of principal and interest. This Fund invests in debt instruments such as Government Securities, Corporate Bonds, Money Market Instruments etc. authorised by IRDAI for investment. The Government of India/ State Governments, Corporate and banks primarily issue it. No investment is made in equities.
Growth Super Fund
(SFIN: ULIF01108/02/07LIFEGRWSUP104)
Investment Group: Equity
Risk Profile | Very High
Fund 5 year Returns
15.65%
Benchmark 5 year Returns
14.45%
(NSE Nifty 100%)

Nature of Fund

An open-ended equity fund focussing on large caps.

Investment Strategy

It is primarily an equity-oriented fund. At least 70% of the fund corpus is always invested in equities. The rest is invested in debt instruments in government, corporate and money market papers.
Growth Fund
(SFIN: ULIF00125/06/04LIFEGROWTH104)
Investment Group: Equity
Risk Profile | Medium
Fund 5 year Returns
11.70%
Benchmark 5 year Returns
11.06%
*(Crisil Bond Index 50% and NSE Nifty 50%)

Nature of Fund

An open-ended hybrid fund with the equity portion focused on large caps.

Investment Strategy

This fund offers investments across multiple asset classes including Equities, Government Securities, Corporate Bonds and Money Market Instruments. The portfolio will contain a minimum of 20% with an upper limit of 70% invested in stocks. Remaining assets are allocated to debt instruments from Government, corporate and financial instruments.
Balanced Fund
(SFIN: ULIF00225/06/04LIFEBALANC104)
Investment Group: Balanced
Risk Profile | Medium
Fund 5 year Returns
9.77%
Benchmark 5 year Returns
9.46%
*(Crisil Bond Index 70% and NSE Nifty 30%)

Nature of Fund

An open-ended hybrid fund investing in a mixture of debt instruments and equities.

Investment Strategy

This fund invests primarily in debt instruments, including Government Securities, Corporate Bonds, Money Market Instruments etc. Government of India/ State Governments and to some extent in Corporate Bonds and Money Market Instruments issue it. Up to 40% of its corpus can also be placed into equities, with a minimum requirement of 10% and up to a maximum of 40%.
Conservative Fund
(SFIN: ULIF00325/06/04LIFECONSER104)
Investment Group: Debt
Risk Profile | Medium
Fund 5 year Returns
7.79%
Benchmark 5 year Returns
7.73%
(Crisil Bond Index 90% and NSE Nifty 10%)

Nature of Fund

An open-ended hybrid fund investing predominantly in debt instruments.

Investment Strategy

Conservative Fund invests primarily in debt instruments including Government Securities, Corporate Bonds, Money Market Instruments etc. The Government of India/ State Governments and to some extent in Corporate Bonds and Money Market Instruments issue it. The Fund corpus invested is up to 15% in equities.
Secured Fund
(SFIN: ULIF00425/06/04LIFESECURE104)
Investment Group: Debt
Risk Profile | Low
Fund 5 year Returns
7.01%
Benchmark 5 year Returns
6.82%
*(CRISIL Bond Index 100%)

Nature of Fund

An open-ended debt fund that invests across duration.

Investment Strategy

This fund invests in debt instruments including Government Securities, Corporate Bonds, Money Market Instruments etc. authorised by IRDAI. The Government of India/ State Governments, Corporate and banks issues it. No investment is made in equities.
Diversified Equity Fund
(SFIN: ULIF02201/01/20LIFEDIVEQF104)
Investment Group: Equity
Risk Profile | Very High
New Fund

Nature of Fund

An open-ended equity multi-cap fund focussing on large and mid-caps.

Investment Strategy

The purpose of this fund is to invest at least 70% in equities across the entire market capitalisation range, primarily targeting large and mid-cap stocks from various companies to provide investors with long-term growth opportunities while preserving investment liquidity.
Money Market Fund II
(SFIN:ULIF02301/01/20LIFEMONMK2104)
Investment Group: Debt
Risk Profile | Low
New Fund

Nature of Fund

An open-ended liquid fund that invests only in money market instruments.

Investment Strategy

The purpose of the fund is to deliver returns linked to Money Market levels through a portfolio with minimal interest rate and credit risk to provide a high level of safety of capital.
Dynamic Bond Fund
(SFIN: ULIF02401/01/20LIFEDYNBOF104)
Investment Group: Equity
Risk Profile | Low
New Fund

Nature of Fund

An open-ended debt fund that invests for a duration with focus on corporate bonds.

Investment Strategy

The fund generates higher returns by investing in high-quality and safe debt instruments including Government securities, corporate bonds and money market instruments. The aim is to maximise returns by focusing on the portfolio’s safety and liquidity.
Sustainable Equity Fund
(SFIN: ULIF02505/10/21SUSTAINEQU104)
Investment Group: Equity
Risk Profile | Very High
New Fund

Nature of Fund

An open-ended equity fund investing in companies complying with ESG principles.

Investment Strategy

The fund aims to focus on investing in select companies that operate with social and environmental responsibility while following governance standards.
Pure Growth Fund
(SFIN: ULIF02630/12/22PUREGROWTH104)
Investment Group: Equity
Risk Profile | Very High
New Fund

Nature of Fund

Investments in this fund will specifically exclude companies dealing in Banking, Alcohol, Tobacco products, etc. (For details, please refer to the Sales Literature).

Investment Strategy

The fund provides medium- to long-term returns to the investors by actively managing portfolio through investment in equities, cash, and money market instruments. The fund will not invest in companies that derive significant share of income from sectors such as Alcoholic beverages, Tobacco and tobacco products, certain animal produce, Gambling, Banking & Financial Services, and Entertainment (cinema, TV, etc.).
Nifty Smallcap Quality Index Fund
(SFIN: ULIF02702/08/23NIFTYSMALL104)
Investment Group: Equity
Risk Profile | Very High
New Fund

Nature of Fund

To invest in a basket of stocks drawn from the constituents of the NSE Smallcap 250 Quality 50 index.

Investment Objective

To invest in a basket of stocks drawn from the constituents of the NSE Smallcap 250 Quality 50 index. The objective of the fund is to invest in companies in the above index with similar weights as the index and generate returns as closely as possible, subject to tracking error.
Midcap Momentum Index Fund
SFIN: (ULIF02801/01/24MIDMOMENTM104)
Investment Group: Equity
Risk Profile | Very High
New Fund

Nature of Fund

The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE Midcap 150 Momentum 50 index.

Investment Objective

The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE Midcap 150 Momentum 50 index. The fund will invest in the companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Nifty Alpha 50 Fund
(SFIN: ULIF02914/05/24ALPHAFIFTY104)
Investment Group: Equity
Risk Profile | Very High
New Fund

Nature of Fund

The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE’s Nifty Alpha 50 index.

Investment Objective

The fund to invest in a basket of stocks drawn from the constituents of NSE’s Nifty Alpha 50 Index that invests in 50 stocks across small cap, mid cap and large cap segment with highest alphas within the top 300 stocks by average freefloat market capitalisation. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Nifty 500 Momentum 50 Fund
(SFIN: ULIF03015/08/24MOMENFIFTY104)
Investment Group: Equity
Risk Profile: Very High
New Fund

Nature of Fund

To invest in a basket of stocks drawn from the constituents of NSE’s NIFTY 500 Momentum 50 Index.

Investment Strategy

The objective of fund is to invest in a basket of stocks drawn from the constituents of NSE’s NIFTY 500 Momentum 50 Index that invests in 50 stocks across small cap, mid cap and large cap segment, with highest normalized momentum scores within the top 500 stocks by average free-float market capitalization. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Nifty Momentum Quality 50 Fund
(SFIN: ULIF03127/10/24MOMQUALITY104)
Investment Group: Equity
Risk Profile: Very High
New Fund

Nature of Fund

The objective of this fund is to invest in companies with similar weights as in the NSE’s Nifty 500 Multicap Momentum Quality 50 Index and generate returns as closely to the index as possible, subject to tracking error.

Investment Strategy

The objective of this fund is to invest in companies with similar weights as in the NSE’s Nifty 500 Multicap Momentum Quality 50 Index and generate returns as closely to the index as possible, subject to tracking error. Nifty 500 Multicap Momentum Quality 50 Index invests in 50 stocks, i.e. 10 companies from large cap universe (stocks forming part of the Nifty 100), 15 companies from midcap universe (stocks forming part of the Nifty Midcap 150) and 25 companies from the small-cap universe (stocks forming part of the Nifty Smallcap 250) based on the combination of momentum and quality factor scores.

Note: Returns are 5-year Compounded Annualized Growth Rate (CAGR). Past performance is not indicative of future performance. The Star rating is the Overall Rating. Rating and returns are as on 31^st January 2025.

The Above mentioned Fund returns are after deduction of Fund Management Charges (FMC).

In the unit-linked insurance policies, investment risk in the investment portfolio is borne by the policy holder. Past performance is not necessarily indicative of future performance. The linked insurance products do not offer any liquidity during the first five years of the contract the policyholder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. Returns are 5-year compounded annualized growth rate (CAGR). Rating and returns are as on 31^st January 2025.

© 2020 Morningstar. All Rights Reserved. The information, data, analyses and opinions (“Information”) contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorised; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates. Morningstar is not responsible for any trading decisions, damages or other losses related to the Information or its use. Please verify all of the Information before using it and don't make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up.

The 'Morningstar Overall Rating' is a quantitative assessment of a fund's past performance—both return and risk—as measured from one to five stars, with one (1) being the lowest and five (5) being the best as on 31^st January 2025.

What You Get with Axis Max Life Fast Track Super

16 Fund Options

You get the flexibility to invest in any of the 16 different fund options based on your risk appetite with 12 free fund switches allowed in a year.

Withdrawal Flexibility

You can make 2 free partial withdrawals every year once the lock-in period (5 yrs) is over.

Tax Benefits

You receive tax benefits on your premiums based on the prevailing government norms.

All You Need to Know about Axis Max Life Fast Track Super Plan

Plan Benefits

Maturity Benefit

Death Benefit

Tax Benefit

Different Life Cover Values

Guaranteed Loyalty Additions

How this plan works?

Check your eligibility

Premium Payment Options

Downloads

Systematic Investment Plan

Under this option, your total annual premium (excluding any tax) or Single Premium shall be allocated first to the 'Secure Plus Fund' to purchase Units.
Immediately thereafter and on each subsequent monthly anniversary, the Fund Value of [1 / (13 - month number in the policy year)] of the Units available at the beginning of the month shall be switched to “Growth Super Fund” automatically by canceling Units in the Secure Plus Fund, and purchasing Units in the Growth Super Fund.
It is available in the Single Pay mode and in the 5-Pay and Regular Pay options under the Annual Premium Payment Mode

Dynamic Fund Allocation

Invest In equity-oriented funds in the earlier part of the policy term and later shifts to funds with lower risks (also referred to as conservative funds) as the policy term progresses. You can opt for the Dynamic Fund Allocation option only at the inception of a policy.

Riders Available with This Plan

Axis Max Life Smart Ultra Protect Rider (UIN: 104A049V02)

Axis Max Life Smart Ultra Protect Rider is a Unit-Linked Individual Health Insurance Rider. This rider offers coverage against a range of risks. You may opt for coverage against one or more risks as per your needs. Risks covered under the rider are Term Booster with Accelerated Terminal Illness, Accidental Death Benefit, Accidental Total & Permanent Disability, and Payor Benefit. Return of premium option is available under all *Rider Benefit Variants except for payor benefit. The policyholder has the flexibility to choose from multiple possible combinations of *Rider Benefit Variant. For further details, please refer to Axis Max Life Smart Ultra Protect Rider Prospectus and Policy Document.

Downloads

Axis Max Life Critical Illness and Disability Secure Rider (UIN: 104A049V02)

Axis Max Life brings a comprehensive insurance plan that covers up to 64 critical illnesses along with total and permanent disability coverage. You can choose the best variant for you from the five available variants. You will also be eligible for a discounted renewal premium based on the number of steps monitored on Max fit app. You can even choose to get a cover up to age 85 years.

(For further details, please refer to the Axis Max Life Critical Illness and Disability Secure Rider, UIN: 104A034V02, Prospectus)

Downloads

ARN NO: PDP/FTS/251124

Why Choose Axis Max Life?

99.65% Death Claim Paid Ratio

(Source: Individual Death Claim Paid Ratio as per Audited Financials for FY 2023-2024)

304 Offices

(Source : As reported to IRDAI, FY 2023-24)

₹1,779,409 Cr. Sum Assured

In force (individual) (Source : Axis Max Life Public Disclosure, FY 2023-24)

₹150,836 Cr. Assets Under Management

(Source : Axis Max Life Public Disclosure, FY 2023-24)

Customer Reviews

Axis Max Life Fast Track Super

“I had already invested in an Axis Max Life child plan which had an investment component. After this investment, I got more curious about ULIP plans and opted for Fast Track Super Plan. I must say there were many occasions where I was unable to understand certain policy details. However, Axis Max Life agents are very helpful and are always available to clear my doubts. I think Axis Max Life ULIPs are the best way to save and grow your money.”

Mr. Mohapatra, 29 years

Axis Max Life Fast Track Super

“I got into my family business even before I could complete my graduation. However, we always used to have huge cash surplus which wasn’t being utilized properly. Since then I have invested this money across share markets and mutual funds. However, I also found Axis Max Life ULIP products highly lucrative in terms of long term returns. There’s life insurance too, which I think is an added bonus. The charges are very competitive, and I would recommend Axis Max Life ULIP plans to anyone new to the investment market.”

Mr. Aggarwal

Premium Payment Term	Entry Age (Years)	Sum assured on death Multiple allowed	Minimum Sum assured on death
Single Pay	Age <= 49	1.25	Rs. 1,25,000
Single Pay	Age >= 50	1.1 & 1.25	Rs. 1,10,000
5 years	Age <= 49	7 & 10	Rs. 3,50,000
5 years	Age >= 50	5, 7 & 10	Rs. 2,50,000
20 years	Age <= 49	7 & 10	Rs. 1,75,000
20 years	Age = 50	5, 7 & 10	Rs. 1,25,000

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Axis Max Life Fast Track Super

Maximise Your Savings With Axis Max Life Investment Plans

3 Reasons Why You should Buy Axis Max Life Fast Track Super Plan

Fund Options and Performance