Accidents can derail future goals and dent your finances. This rider safeguards your family's financial future in case of accidental death, and the reason you should have this rider is that accidents aren't usually covered in the base plans. You can add the rider any time to your base plan, during purchase or post-purchase provided you have a specified number of years left in your policy term. 

The sum assured is payable in a lump sum as per the policy contract.

Max Life Comprehensive Accident Benefit Rider (UIN: 104B025V03; Non Linked Non Participating Individual Pure Risk Premium Health Insurance Rider) is available with Max Life Online Term Plan Plus (UIN: 104N092V04; A Non-Linked Non-Participating Individual Pure Risk Premium Life Insurance Plan).

Max Life Waiver of Premium Plus Rider (UIN: 104B029V03; Non-Linked Non-Participating Individual Pure Risk Premium Health Insurance Rider) offers waiver of all future premiums in case of dismemberment/ critical illness/death based on the following criteria, while your family continues to receive the policy benefits. It is waivered as follows: 

• If the policyholder and insured are the same - waiver of all future premiums is provided in case of dismemberment or diagnosis of specified critical illnesses

• If the policyholder and insured are different - waiver of all future premiums is provided in case of dismemberment, diagnosis of specified critical illness or death of the policyholder

This rider is available with:

1. Max Life Life Gain Premier  (UIN 104N079V03; A Non Linked Participating Savings Insurance Plan)

2. Max Life Perfect Partner Super Plan (UIN: 104N077V03; A Non Linked Participating Individual Life Insurance Savings Plan)

3. Max Life Whole Life Super Plan (UIN: 104N080V04; A Non-Linked Participating Individual Life Insurance Savings Plan)

4. Max Life Online Term Plan Plus (UIN: 104N092V04; A Non-Linked Non-Participating Individual Pure Risk Premium Life Insurance Plan)

5. Max Life Future Genius Education Plan (UIN: 104N094V03; A Non-Linked Participating Individual Life Insurance Savings Plan)

6. Max Life Assured Wealth Plan (UIN: 104N096V04; Non Linked Non Participating Individual Life Insurance Savings Plan)

7. Max Life Smart Term Plan (UIN: 104N113V04; A Non Linked Non Participating Individual Pure Risk Premium Life Insurance Plan

8. Max Life Savings Advantage Plan (UIN: 104N111V02; A Non-Linked Participating Individual Life Insurance Savings Plan)

You can add the Accident Death and Dismemberment Rider (UIN: 104B027V02; A Non-Linked Rider)  to your insurance plans as an added safeguard for your loved ones upon your death. Under this rider, in the event of the death of the insured, the insurance company pays the sum assured under this rider to the nominee.